为什么金融服务并购看重牌照和合规？
中国支付、财富管理、保险科技、信贷科技和合规服务企业可能具备用户和技术价值，但交易风险高度依赖牌照、数据、监管边界和客户资金安排。
估值重点
估值应关注牌照或合作资质、真实用户、交易量、收入质量、数据合规、获客成本、坏账或赔付风险和监管记录。
尽职调查重点
尽调应覆盖牌照、监管沟通、客户资金、数据处理、合同、历史处罚、税务、技术系统和合作机构。
卖方准备
卖方应准备牌照文件、合作协议、用户数据、收入拆分、监管记录、数据合规说明和技术架构。
Lyndon如何协助
Lyndon可协助中国金融服务和金融科技企业、买方和顾问准备估值、资料室、监管清单和交易执行。
About the Author
Daniel Bae
Co-founder & CEO, Lyndon Advisory
Daniel is an investment banker with 15+ years of experience in M&A, having advised on deals worth over US$30 billion. His career spans Citi, Moelis, Nomura, and ANZ across London, Hong Kong, and Sydney. He holds a combined Commerce/Law degree from the University of New South Wales. Daniel founded Lyndon Advisory to solve the pain points in M&A, enabling bankers to focus on what matters most — delivering trusted advice to clients.
About Lyndon Advisory
Lyndon Advisory is an M&A advisory firm built for Asia Pacific. We help business owners sell their companies and investors make strategic acquisitions with senior-led execution, disciplined process management, and AI-supported buyer intelligence.
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